Coalition
Tech E&O typically sold as cyber-policy extension. Fully broker-driven. Coalition doesn't publish indicative rates.
The widely-cited $67/mo Coalition figure is industry-wide tech E&O data, not Coalition-specific. Don't conflate.
What this insurer actually costs.
Quote-only. Coalition doesn't publish indicative E&O rates. **The widely-cited $67/mo Coalition figure on third-party comparison sites is industry-wide tech E&O data, not Coalition-specific** — this attribution error is common and consistently misleads buyers. Verify with Coalition directly before relying on any specific number.
How this insurer makes its money.
Tech-focused cyber + E&O specialist. Coalition's flagship product is cyber insurance with tech E&O bundled as an extension. Coalition is the leading specialty cyber insurer for tech companies (Series A-C and beyond) and prices its cyber + E&O bundle holistically rather than as separate products. Pricing is fully broker-driven — buyers cannot self-serve quote on Coalition.
Best for. Worst for.
Best for: tech companies where cyber risk is the primary insurance concern and E&O is a coverage extension. Series A through public companies. Industries with high cyber-attack exposure (SaaS, fintech, healthcare-tech). Worst for: non-tech professional services (Coalition's E&O is product-tied to cyber), early-stage startups (Vouch / Embroker fit better at that stage), low-cyber-risk businesses.
What to verify before signing.
Coalition is broker-driven — work with a broker familiar with Coalition's underwriting. Confirm cyber and E&O are bundled appropriately (separate limits or shared). Verify Coalition's incident-response service is included (Coalition is known for its in-house cybersecurity team). Check exclusions for prior-known incidents and pre-existing vulnerabilities.